Lopay
Lower fees, faster payouts, no contracts. Flexible in‑person and online payments that fit your business.
Simple, transparent pricing
Essentials
All you need to start taking ad‑hoc payments.
- Great for occasional & mobile sales
- No monthly fees
Standard
Instant access to earnings. A great all‑rounder for small businesses looking to save more.
- Instant access via virtual card
- Ideal for steady trading
Instant to Bank
Instant payouts anytime — perfect for growing businesses maintaining steady cash flow.
- Instant payout to your bank
- Great for busy service businesses
Tap to Pay
+£0.08 per transaction — turn your iPhone or Android into a contactless card reader. No extra hardware.
Payment Links & Subscriptions
+0.49% per transaction — share links, take recurring payments and get paid remotely.
Xero Invoicing
+0.29% + 10p per transaction — reconcile faster by collecting invoice payments online.
Flexible ways to take payments
Tap to Pay
Use your smartphone as a contactless card reader — perfect for pop‑ups and mobile pros.
- No hardware needed
- +£0.08 per transaction
Bluetooth Card Reader
Compact and wireless. No contract or minimum term.
- £24.99 (RRP £49)
- Optional case/mount available
Standalone Business Terminal
Wi‑Fi enabled touchscreen countertop device — great for busy counters.
- £15/month rental
- 12‑month plan with auto‑renewal
Why businesses choose Lopay
Ultra‑low fees
From 0.79% per transaction with clear, predictable pricing.
Instant access to funds
Use the Lopay virtual card to spend earnings straight away on eligible plans.
Free EPOS app
Track sales, manage stock and run reports without extra cost.
No long‑term contracts
Scale up or down with no hidden fees or lock‑ins.
See how much you could save with Lopay
I can walk you through the options and get you set up quickly — over a quick call or visit.
Pricing shown is indicative and subject to provider terms and eligibility. Hardware pricing and plan availability may change. Unless stated otherwise, prices are shown excluding VAT.